Barbara Nevins Taylor's
Home Buying Resource List

The First Home Club

The Federal Home Loan Bank of New York and New Jersey created the First Home Club to help families who have a limited income, but who have good credit and can afford to own a home. You’ll find the qualifying income levels for families in our area at the end of this resource list.

The First Home Club now offers up to $7500 for qualifying first time homebuyers for down payment assistance and closing costs. F.H.L.B. works through local banks and not-for-profit groups. To find out more about the program you can log on to their website, or contact one of the not-for-profit groups that we list below.

212 441 6850
http://www.fhlbny.com

HomeFirst

In New York City H.P.D. or the House Preservation and Development agency has the HomeFirst program offering down payment assistance grants to qualifying first time homebuyers. H.P.D also a great deal of information for homebuyers. Its website lists many resources including a list of homes that are for sale by H.P.D., and affordable houses that are available through a lottery program. You can access the main website at http://www.nyc.gov. Please look in the "Home Buyer" section.

Not-for-Profit Groups

Not-for-profit counseling groups can help you find out about a variety of grant programs and “free money” available for first time homebuyers. These groups will also help you determine how much you can afford to pay for a house, and advise you about working with local banks. The following is a partial list of agencies in New York and New Jersey.

BRONX
Neighborhood Housing Services of the North Bronx
1178 East Gun Hill Road Bronx, NY 10469
Tel: (718) 881-1180 x202
www.nhsnyc.org

BROOKLYN
Erasmus Neighborhood Federation
814 Rogers Ave Brooklyn, NY 11226
718 462-7700

Cypress Hills Local Development Corporation
625 Jamaica Avenue Brooklyn, New York
www.cypresshills.org1
Phone (718) 647-2800
Fax (718) 647-2805

Neighborhood Housing Services of Bedford Stuyvesant
1012 Gates Ave Brooklyn, NY 11221
Tel:(718) 919-2100
www.nhsynyc.org

Neighborhood Housing Services
1012 Gates Ave # 2, Brooklyn, NY
718 919-2100
www.nhsynyc.org

Neighborhood Housing Services
2806 Church Ave # 1, Brooklyn, NY
718 469-4737
www.nhsnyc.org

MANHATTAN
Asian Americans For Equality
111 Division Street New York, NY10002
212 964-2288
www.aafe.org

Neighborhood Housing Services
306 W 37th St # 12 New York
212 519-2500
www.nhsnyc.org

Greater Harlem Real Estate Board Development Fund
1825 Park Avenue, Suite 602
New York
212 987-9858

QUEENS
Margert Community Corp.
19-31 Mott Avenue
Far Rockaway, NY11691
718 471-3724
www.margert.org

Neighbor Works
Neighborhood Housing Services of Jamaica
89-70 162nd Street
Jamaica, Queens
718 C291 7400
www.nhsnyc.org

Neighborhood Housing Services of Northern Queens
60-20 Woodside Avenue 2ndFl. Woodside,NY11377
718 457-1017
www.nhsnyc.org

Jamaica Housing Improvement
161-10 Jamaica Ave # 601
Jamaica, Queens
718 658-5050

STATEN ISLAND
Neighborhood Housing Services of Staten Island
West Brighton
1205 Castleton Avenue
Staten Island, NY
718 442-8080
www.nhsnyc.org

Northfield Community Local Development Corporation
160 Heberton Avenue
Staten Island, NY
718 442-7351

LONG ISLAND
Community Housing Innovations Inc.
190 East Post Road Suite #401
Patchogue, NY
631- 475-6390
www.chigrants.org

Community Development Corporation of Long Island
Nassau (516) 867-7727 or
Suffolk (631) 471-1215 x144.
homebuyer@cdcli.org

WESTCHESTER AND HUDSON VALLEY
Community Housing Innovations Inc.
55 Medford Avenue, Suite B White Plains, NY 10601
Tel: (914) 683-1010
Fax: (914) 683-6158

NEW JERSEY
In New Jersey many counties have programs to help homebuyers. The counties work with local banks and not-for-profit group, and the counties can be contacted directly. Bergen County, for example, has the American Dream Program which offers qualifying first time homebuyers up to $85,000 in assistance.

County Contacts for Homebuying Programs:

BERGEN COUNTY
Tel: 201 336 7200
www.co.bergen.nj.us\dcd

ESSEX COUNTY DEPT ECONOMIC DEVELOPMENT DIVISION OF HOUSING
Tel: 973 655 0200 ext 316
www.essexcountynj.org

HUDSON COUNTY
Tel: 201 795 5615
Tel: 201 876 5580
javiles_hrc@verizon.net

MIDDLESEX COUNTY
Tel: 732 745 2922
melissa.palfy@co.middlesex.nj.us

MONMOUTH COUNTY
Tel: 732 431 7490
www.monmouthplanning.com/communde.htm

PASSAIC COUNTY
Tel: 973 569 4720
ecodev@passaiccountynj.org

UNION COUNTY
Elizabeth Home Improvement Program
Tel: 908 352 8450

New Jersey Not-for-Profit Housing Groups

BRAND NEW DAY
176 First Street
Elizabeth, NJ
908 282 0781
www.brandnewdaycdc.org

CATHOLIC FAMILY AND COMMUNITY SERVICES FOR THE DIOCESE OF PATERSON
24 DeGrasse Street
Paterson NJ
973 279 7100 ext 20
aalonso@catholiccharities.org

CCCS OF CENTRAL NJ, A DIVISON OF FAMILY GUIDANCE CENTER
1931 Nottingham Way
Hamilton NJ
609 586 2574
www.cccscentralnj.com

CCCS OF NEW JERSEY
30 Clinton St
Newark NJ
888 726 3260 ext. 1
www.cccsnj.org

CONSUMER CREDIT AND BUDGET COUNSELING
299 S. Shore Road
Marmora, NJ
888 738 8233 ext. 207
www.cc-bc.com

COUNTY OF BERGEN DEPARTMENT OF HUMAN SERVICES
One Bergen County
Hackensack NJ
201 336 7425
www.co.bergen.nj.us/bcdhs

EPISCOPAL COMMUNITY DEVELOPMENT, INC.
31 Mulberry Street
Newark NJ
973 430 9975
www.ecdonline.org

FAIR HOUSING COUNCIL OF NORTHERN NEW JERSEY
131 Main St,
Hackensack, NJ
201 489 3552
www.fhcnnj.org

FAITH, BRICKS AND MORTAR INC.
164 East Front St
Plainfield NJ
908 756 5774 ext 1
faithbricksandmortar@verizon.net

GARDEN STATE CONSUMER CREDIT COUNSELING INC/NOVADEBT
225 Willowbrook Road
Freehold NJ
866 472 4557
www.novadebt.org

HOUSING PARTNERSHIP
2 East Blackwell Street Suite 12
DOVER NJ
973 659 9222
www.housingpartnershipmorris.org

MONMOUTH COUNTY BOARD OF CHOSEN FREEHOLDERS/DIV OF SOCIAL SERVICES
PO Box 3000
Freehold NJ
732 431 6028
jsalton@oel.state.nj.us

NEW JERSEY CITIZEN ACTION
85 Raritan Ave
Highland Park NJ
800 656 9637
www.njcitizenaction.org

NEW JERSEY CITIZEN ACTION
744 Broad Street
Newark NJ
973 430 9975
www.njcitizenaction.org

NEW JERSEY CITIZEN ACTION
128 Market Street
Passaic, NJ
800 656 9637
www.njcitizenaction.org

PATERSON TASK FORCE FOR COMMUNITY ACTION
9 Colt Street
Paterson NJ
973 279 2333 ext 25
paterson.taskforce@verizon.net

PUERTO RICAN ACTION BOARD INC. (HOUSING COALITION UNIT)
90 Jersey Avenue,
New Brunswick NJ
732 249 9700
nrosado@prab.org

TRI-CITY PEOPLES CORPORATION
55 Washington Street
East Orange NJ
973 676 5506
www.tri-citypeoples.org

URBAN LEAGUE FOR BERGEN COUNTY
106 West Palisade Avenue Englewood NJ
201 568 4988
www.urbanleaguebc.org

URBAN LEAGUE OF MORRIS COUNTY
300 Madison Ave.
PO Box 9179
Morristown NJ
973 539 2121
www.ulmcnj.org

URBAN LEAGUE UNION COUNTY
288 N.Broad Street
Elizabeth NJ
908 351 7200
ulunioncty@aol.com