There termination of a health insurance contract is a common and often necessary approach in the event of a change in personal or professional situation or the search for a new offer more suited to one’s needs. Among the many insurance companies present on the French market, Cegema is a reference in the health sector. Do you want to cancel your contract with this insurer? In this article, we reveal to you all the essential information concerning theCegema termination address.
Reasons for terminating a health insurance contract with Cegema
There are several reasons why you may want to cancel your health insurance contract with Cegema. Among the most common reasons:
Annual contract expiry
You simply have the right to terminate your contract each year when it expires, without having to provide any particular justification. To do this, you must give two months’ notice before the due date.
Change in personal or professional situation
Marriage, divorce, retirement or even a change of residence are all events that can lead to significant changes in your health insurance needs. It is therefore possible to request termination of the contract within 3 months following these changes.
Unjustified increase in prices
Cegema, like any insurer, is free to revise its rates upwards. However, if you believe that this increase is not justified or that it exceeds the limits set by your contract, you can request its termination.
Conditions for terminating your health insurance contract with Cegema
To terminate your insurance contract with Cegema, certain conditions must be respected:
Respect the notice period
As mentioned previously, termination must be requested with two months’ notice before the annual expiry of the contract. It is important to respect this deadline to avoid your request being refused.
Send a registered letter with acknowledgment of receipt
Termination of your contract must be made by registered mail with acknowledgment of receipt. This procedure ensures that your request will be taken into account and processed as quickly as possible.
Attach the necessary documents
Depending on the reason for termination given, you will need to attach different supporting documents. For example, if you move, you will need to provide proof of your new address.
Cegema termination address: where to send your request?
Once you have gathered all the necessary information and documents, you must send your registered letter to the following address:
Cegema Assurances
Termination service
CS 66048
06901 Sophia Antipolis Cedex
France
We advise you to keep a copy of your mail as well as the tracking number of your shipment in the event of a dispute or subsequent dispute.
Canceling your health insurance contract with Cegema: what are the consequences?
Termination of a health insurance contract has various consequences that should be taken into account before embarking on this process:
The end of guarantees
Once termination is effective, the guarantees offered by your old contract will no longer be valid. It is therefore essential to take out a new contract with another insurer in order to remain covered in the event of a health problem.
The possible financial penalty
Depending on the terms and conditions of your contract, early termination may result in fees. Be sure to carefully check the notices relating to termination in your contract before taking this step.
Alternatives to termination at Cegema
Modify your level of guarantees
If you are not satisfied with your current contract, it is possible to request a modification of your guarantees from Cegema. This way, you will be able to adjust your level of coverage according to your needs and possibly save on the amount of your contribution.
Bring in the competition
Before terminating your contract with Cegema, do not hesitate to compare the different offers available on the market. By making a comparison of health insurance contracts, you may be able to find an insurer offering guarantees similar to those of Cegema, but at a more attractive price.
In conclusion, theCegema termination address is essential information to terminate your health insurance contract with this insurer. Before taking the step of termination, however, be sure to comply with the required conditions and take into account the resulting consequences. Also remember to examine possible alternatives in order to continue to benefit from optimal health protection.
